Lowell Takahashi is a seasoned real estate finance professional with over 22 years of expertise, during which he has structured over $20 billion in lending transactions. His career began in 2002 at Berkshire Mortgage Finance, where he was instrumental in structuring, underwriting, and approving more than $10 billion in multifamily transactions, primarily within Fannie Mae, Freddie Mac, and CMBS loan programs. Takahashi served in various credit functions at Berkshire, including leading the Irvine, CA underwriting team, developing content for the analyst training program, and serving as a voting member on the loan committee.
In 2014, Takahashi joined Fannie Mae as a Credit Risk Manager, overseeing the structuring of over $5 billion in DUS multifamily transactions. He was a subject matter expert in Student Housing, conducted lender pipeline management training, and managed credit coverage for multiple Western Region markets, including Seattle, Las Vegas, and the Los Angeles/Orange County area. His expertise made him a trusted representative at lender meetings across the Western Region, and he frequently spoke on industry panels. Before departing Fannie Mae in 2018, he was promoted to Team Leader for the Western Region credit team.
Takahashi moved to Capital One鈥檚 Newport Beach, CA loan production team in 2018, leveraging his expertise to structure approximately $2 billion in loan transactions in collaboration with a team of originators. In late 2019, he partnered with Vince Punzi to join Berkadia, where their team reviewed over $3 billion in financing opportunities across Fannie Mae, Freddie Mac, FHA, debt funds, and life insurance company transactions.
Education
Takahashi graduated from California State University Fullerton, where he earned a Bachelors in Business Administration.